Group Insurance

We have saved our clients thousands of dollars annually while maintaining or improving their coverage levels.

Below is a list of the most popular coverages that will help you compliment and strengthen your existing benefit package at little or no cost to your company. Attracting and retaining quality employees is easier when you have a benefit package designed by SimCo's consultants.

Free quotes are available by providing the following information.

Traditional Long Term Disability

• Census- include DOB, DOH, gender, salary, job title and class breakout and enrollment if applicable
• In-force plan design and in-force rates
• Paid premium and rate history for the past 3 years
• Open claims information
• Number of years in business

Short Term Disability

• Census-include DOB, DOH, gender, salary, job title and class breakout and enrollment if applicable
• In-force plan design and rates
• Paid premium and rate history for the past 3 years
• Open claims information
• Number of years in business
• Up to 50 lives- number of males, number of females

New York Statutory DBL

• Over 50 lives-three years of premium, claims history
• the number of males, number of females
• Prior carrier and rate
• Enriched DBL requires census with salary, gender, and DOB

Dental

• Census which includes DOB and gender
• Employer paid, contributory or voluntary
• Family status – S, E&S, E&C or FF
• Prior carrier- include plan design and rates
• Is this a 2 or 4 tier structure
• If quoting for 100+ lives, 3 years experience

Traditional Life with AD&D

• Census-include DOB, gender, salary, class and retiree(s) indicate if applicable, elected option for supplemental life-
Include in-force plan
• Experience (3-5 years) for Group over 100 lives